Twin Falls, Idaho · Business & project funding

Funding from a builder who knows what it takes.

Gary Golay has spent a lifetime building homes, communities, and businesses. Now he helps business owners get the capital they need — with one simple application, straight talk, and options that fit how your business actually runs.

Start Your Application

A builder's perspectiveDecades of real-world projects

Straight talkPlain English, no runaround

One applicationMultiple funding options

Personal serviceReal people, start to finish

Meet the founder

Built on hard work, common sense, and a handshake.

Gary grew up on a farm just north of Jerome, Idaho, where he learned to raise livestock, fix equipment, build barns and fences, and sell what the farm produced. In short, his parents taught him how to farm, build, and run a business — and he picked up plenty of common sense along the way.

After serving in the Army National Guard & Reserves, Gary founded Golay Building Company. Over the decades he built homes, apartments, and commercial projects across the country, rebuilt communities after floods, fires, hurricanes, earthquakes, and tornadoes, and helped develop affordable housing for families with little or nothing.

He's worked alongside thousands of trades people, architects, engineers, developers, and funding sources. He knows firsthand what it takes to get a project off the ground — and how much the right funding matters. That's the experience he brings to every business owner he works with today.

Faith. Family. Hard work.

Funding options

The right kind of capital for the job

Every business is different. We match you with the product that fits your goals, cash flow, and timeline.

Project & Construction Funding

Capital to get building, development, and expansion projects moving from the ground up.

Working Capital

Fast access to cash for payroll, inventory, materials, or covering a seasonal gap.

Equipment Financing

Get the machinery, vehicles, or tools you need while preserving your cash.

Business Lines of Credit

Draw what you need, when you need it, and only pay for what you use.

Term Loans

A lump sum with a set repayment schedule for expansion and larger investments.

SBA Loans

Government-backed financing with longer terms for qualified businesses.

How it works

Three steps from application to funding

1
Apply online

Complete one short, secure application. No lengthy paperwork up front.
2
Review your options

We walk you through the offers available to you and explain the terms in plain English.
3
Get funded

Choose the option that works for you, finalize the details, and put the capital to work.

FAQ

Common questions

What types of businesses do you work with?

We work with a wide range of small and mid-sized businesses, from contractors and builders to agriculture, trades, and service companies. The best way to see what's available for you is to apply or send us an email.

How quickly can I get funded?

Timing depends on the product and your business's details. Some options move within days, while others, like SBA loans, take longer. We'll give you a realistic timeline up front.

Does it cost anything to apply?

No. Applying is free, and you're never obligated to accept an offer.

What do I need to get started?

Usually just basic business information and recent business bank statements. We'll let you know if anything else is needed for a specific product.

Ready to see your options?

Applying is free and takes just a few minutes.